Self-help templates
Cohabitation Agreement (Unmarried Partners)
For unmarried partners who live together: what each owns, shared home, household costs, children, and what happens if you split up.
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How to use it
- When: two people who live together as a couple, without being married, want to agree in writing who owns what, how they share costs, and what happens if they separate.
- Who signs: both partners. Each keeps a signed copy.
- Fill in everything in [square brackets] and cross out options that do not apply. List what each person owns now in Schedule 1 and Schedule 2, with values and documents.
- Be open and realistic: discuss money, the home, children and what you will do if the relationship ends. It is easier to agree now than in an argument later.
- Keep records: note who pays for the home, bills and large purchases. Records are strong evidence of what was agreed and contributed.
- Tip: if you buy a home together, ask a lawyer about how the ownership should be recorded. Think about wills, insurance and who can make medical decisions if one of you is ill.
What is inside
- Art. 1. The partners
- Art. 2. Purpose and living arrangements
- Art. 3. Property owned separately
- Art. 4. Property acquired together
- Art. 5. The shared home
- Art. 6. Household costs and contributions
- Art. 7. Debts and credit
- Art. 8. Children
- Art. 9. If the relationship ends
- Art. 10. Illness, death and wills
- Art. 11. Changes, law and declaration
- Notes on the clauses and a checklist of what to check under your country's law
What these templates are not
- They are self-help templates, not legal advice, and they do not replace a lawyer.
- Laws differ from country to country, and some rules cannot be changed by contract. Each template ends with a checklist of what to check where you live.
- For a high-value or unusual situation, ask a local lawyer or notary to look at the final text.
TheLawToKnow Tools. Self-help template. Not legal advice. Check the law currently in force. Written with the help of AI tools and reviewed by a lawyer-author.